Payments Risk and Compliance Advisory
Every payment business faces the same tension: the pressure to move fast and the need to stay compliant. In a landscape being reshaped by AI, new payment rails, and tightening regulation, getting your risk and compliance framework right early is what enables growth, not what slows it down.
I offer different options to help you navigate, and I’m available to work across the US, Europe, and internationally
An experienced Chief Risk Officer or Product Compliance Lead, embedded in your business 2-3 days a week. I work alongside your team to build your risk and compliance framework and organisation from the ground up, bringing senior leadership without the full-time cost
A flexible, senior leadership option for payment fintechs at early to mid growth stage
Risk and compliance capability scaled to your size, your budget, and your regulatory environment
Built to hand over. Everything will be documented and transferable when you reach the point of hiring full-time
A senior, credible point of contact for regulators, card networks, and Tier 1 partners during your most critical growth phase.
DELIVERABLES
A structured 90-day programme to design your risk and compliance framework and organisation, calibrated to your growth stage. Covers risk assessment, gap analysis, framework design, documentation, team structure, and hiring advice.
Month 1: Risk assessment, current state documentation, and gap analysis, including an assessment of your current and planned use of AI and automated decisioning, providing a clear picture of where you are and what may need to change
Month 2: Prioritise key risk gaps, implement foundational reporting, and establish risk governance policies and processes
Month 3: Implement and embed the risk framework, prepare regulator-ready documentation, and present findings to your board and investors
DELIVERABLES
Not every engagement needs to be a long-term commitment. If you have a specific challenge, a regulatory deadline, or a gap you need to fill quickly, I offer targeted project-based work across a range of risk and compliance disciplines, including tackling the emerging challenges of AI-driven payment systems and agentic technology
Risk policy and process development. Policies built for your business, not just to a template
Organisation design. RACI frameworks, role descriptions, job specs, and hiring guides
Investor and board presentations. Translating your risk framework into a credible narrative for stakeholders
AML compliance recommendations, keeping you safe from financial crime
Onboarding process design. ID&V, screening, and documentation built for scale
Transaction monitoring and controls. Detection and control model design, including AI and ML-driven approaches and governance needed to deploy responsibly.
Vendor evaluation. Criteria, assessment frameworks, and selection guides
Regulatory engagement strategy. Positioning you as a trusted, proactive operator
DELIVERABLES
Not sure which option meets your needs? Get in touch to set up a straightforward conversation to understand your business and needs and recommend options for a way forward