Enabling growth through robust, cost-efficient risk frameworks
A good risk and compliance framework does not just protect your business. It builds the credibility that opens doors, the operational resilience that sustains growth, and the trust that turns regulators and Tier 1 partners into allies. The examples below are drawn from my own experience in the payments industry.
Real outcomes from payments risk management done well
Built AI- and ML-driven monitoring and controls to detect non-compliant, incomplete or corrupted data in cross-border money transfers, directly strengthening confidence with Tier 1 partners and accelerating their adoption of Visa Direct globally.
Designed product specifications, standards and monitoring and control processes to meet regulatory requirements (e.g. Travel Rule, Dodd-Frank) and negotiated with French regulator to establish card-based money movement regulatory guidance, unlocking market growth in France and across Europe
Advised leading global P2P fintech clients on authentication strategies to enhance card authorisation rates in Europe, supporting their launch and ongoing growth in the European market
Advised a leading US remittance provider on a layered fraud strategy covering ID&V and screening at onboarding, authentication, and transaction monitoring, building a coordinated defence across the full customer journey.
Designed policies and processes for high-risk payment sectors including cross-border money transfer and cryptocurrency on- and off-ramps, ensuring compliant operations in sectors where reputational risk is significant.
Interested in how this could apply to your business? Let's have a conversation.